At Cummins Insurances Ltd we believe in safeguarding what matters most – your family. That’s why, under our policies, you are provided with FREE Children’s Protection, ensuring that your little ones are covered when they need it most.
What’s Included?
✅ Children’s Life Cover – Up to €7,000 (depending on provider) at no extra cost.
✅ Serious Illness Cover – Half of your benefit, up to a maximum of €25,000.
✅ Comprehensive Protection – This cover is available completely free for each child in your family.
✅ Extended Age Limit – Covers children up to age 18, or age 21 if in full-time education.
Why This Matters
• Financial Security: In life’s most unexpected moments, this cover ensures you have support.
• Peace of Mind: Knowing your children are protected allows you to focus on what truly matters.
• No Additional Costs: Unlike other providers, we include this as a free benefit under your policy.
Who is Eligible?
All children of policyholders are automatically covered – no need for extra paperwork or additional fees!
Give your children the protection they deserve, at no extra cost.
Speak to us today to learn more about this invaluable benefit!
Your family's protection is our priority.

​If you’re under 30, life cover is probably the last thing on your mind. But what if I told you that locking in a policy now could save you thousands in the long run?

Life insurance premiums are based on age and health, and the younger you are when you start, the lower the cost. Unlike other types of insurance, life cover rates are fixed for the entire term of your policy, meaning no unexpected increases down the line.

Here’s an example: A 29-year-old non-smoker can get €400,000 of life cover for 30 years at just €23 per month. That’s less than the cost of a takeaway meal or a couple of coffees a week!

So why consider life cover now?
✅ Lowest Possible Premiums – Rates are locked in at today’s price, no future increases.
✅ Mortgage Protection – Your policy can be assigned to a mortgage if needed down the line.
✅ Family Security – Provides financial support for loved ones if the unexpected happens.

Think of it as a small investment today for massive peace of mind tomorrow.
​
Take control of your financial future – message us today for a free quote! #FinancialPlanning #LifeCover #SecureYourFuture

Life and serious illness insurance—two things most of us push to the back of our minds. "I’m healthy, I don’t need it yet," we tell ourselves. "I’ll look into it later." But the reality? Later can sometimes be too late.
No one plans for a critical illness or an unexpected loss, but life has a way of reminding us that the unexpected happens every day. When it does, the financial burden can be just as overwhelming as the emotional one.
The hard truth is that insurance isn’t something you take out when you need it—it’s something you have before you need it. Because once a diagnosis is made, once circumstances change, getting covered may no longer be an option.
Protecting yourself and your loved ones isn’t about fear—it’s about being prepared. It’s about ensuring that if the worst happens, finances are one less thing to worry about.
Don’t wait for “the right time” to get covered. The best time is always before you think you need it. 💙
#LifeInsurance #SeriousIllnessCover #BePrepared #ProtectWhatMatters