​Specified Serious Illness Protection is an insurance policy which lasts for a fixed number of years and pays out a lump sum if you are diagnosed with any of the illnesses covered by the policy before the policy ends.
 
While more people than ever are surviving serious illnesses, they often need time off work to get back on their feet.
 
Even a small amount of Specified Serious Illness Cover could buy you the time you need to recover properly, without having to use up your hard-earned savings!
 
The average drop in income following a cancer diagnosis is €1,527 per month with the average monthly cost being €756 following a diagnosis.
 
To avoid being out of pocket, taking out Specified Serious Illness Cover could be time well spent.
 
Some illnesses covered under such a policy are:
Alzheimer’s Disease
Brain/Spinal Cord Tumour
Cancer
Crohn’s Disease
Drug Resistant Epilepsy
Liver/Kidney Failure
Motor Neurone Disease
Parkinson’s Disease
Stroke Multiple Sclerosis
Terminal Illness
Severe Mental Illness
Carcinoma in Situ
Diabetes Type 1
Third Degree Burns
Serious Accident Cover
And many more… 60 Full Illness Covered & 40 Partial Illnesses Covered!
 
Contact us to receive your quote for Specified Serious Illness Protection or a review of your existing policy. 

When you are young and single, life insurance is probably the furthest thing from your mind. You’re in the prime of your life with little expenses to think about. Putting funds in place for an event that is unlikely to occur in the foreseeable future seems like a waste of money, right?
 
In claim statistics provided by one company, for last year, the youngest age for a death claim was 21 and the youngest claimant for serious illness was 24 following a cancer diagnosis. This puts owning a protection policy in a whole new perspective, because sadly we are not as invincible as we would like to think. 
 
In the event of your untimely demise, it could cause a huge financial weight for your loved ones. This brings to them the expenses of your funeral along with any outstanding debts you may have. The diagnosis of a Serious Illness also bring many financial implications to you and your loved ones, as there will be many medical expenses which will be hard to cover if you are left without an income. 
 
Life is unpredictable and to not plan ahead can be irresponsible. You won’t be young and single forever. Things could change very quickly and remembering life insurance may slip further down the list when they do. Sadly we are all leaving someone behind and burdening them with our financial problems is not the way most of us want to go. 
 
With the benefit of financial security in place for unforeseen events, what are the other benefits in setting up life insurance while you are young? Setting up a life insurance policy is most affordable the younger you are and with this can avail of the longest term. You also get the benefit of being in the prime of your life and less likely to have any medical conditions to disclose, therefore avoiding the risk of any exclusions or additional rates. 
 
When it comes to thinking about life insurance at a young age, it is important to consider not only your current personal and financial situation but how this might all change. You’re young, single and childless. Maybe not in the foreseeable future, but most of these factors will change and your insurance policy will be used to provide for your spouse and children or even use towards cover for a mortgage if required.
 
A 25 year old, non-smoker, can avail of €300,000 life cover over a 30 year term for €16.33 a month. Or for the same cost you can get a €50,000 Serious Illness Protection Policy. That’s less than what it costs to insure your car and your family are taken care of in case the inevitable happens. 
 
Bottom line- almost everyone needs life insurance. It is about protecting what is important to us and taking care of our loved ones left behind, without any idea as to when that might happen. It’s important to be fully prepared. 
 
We can help you find the right protection policy for you, at an affordable price! ​

With a new arrival comes new responsibilities and financial commitments.
 
As a new parent you may well have gone down to a single salary or be relying on maternity pay. And the cost of parenthood will mean money has probably never been tighter.
 
It is not a thought any of us want to think about at this time of joy, but what would happen if you died suddenly? How would your family cope financially?
 

• Could the other parent afford the mortgage or rent?
• Would they have to depend on costly childcare?
• Would debts and loans become overwhelming?
• Would any savings get eaten up?
• Would the family home be at risk?
• And if you’re a single parent, could you leave your child’s guardian the money they’d need to raise the?

That’s why your new family needs you to have Life insurance. It not only protects their home but also the life you’d hoped to give them.
 
And protecting your family is probably cheaper than you think.
 
For example
€200,000 worth of Life Cover for 30 years could cost you as little as €13.60 per month*
 
We all hope we never have to face this scenario. But we would be delighted to talk to you about how we can put cover in place, to ensure you have the peace of mind knowing that should it ever happen, your family will be taken care of financially.
 
 
*Term Assurance for a 30-year-old non-smoker. Valid as at 22/03/2023