Brokers Ireland have recently carried out research on the value of professional financial advice and it has been found that getting such advice has benefited consumers in regards to having sufficient financial protection, higher returns in savings/investments and improved pension provision. 

A brief summary of their findings showed:

• For those who sought financial advice the average pension pot is valued at €128,933 as compared to an average fund of €62,600 for those who do not avail of financial advice. 
• The majority of people included in the research stated that they wish they had been more prepared for retirement and started their pension earlier to allow them retire sooner. This was even for those who do get financial advice. 
• 55% of people who use financial advice own a life assurance policy and feel financially protected should they become ill or die prematurely. 
• Over half of the respondents who have used financial advice feel more in control of their finances. 
• Using financial advice when making savings and investments saw a 53% higher value with €81,890 as opposed to €53,200 for those not using a financial advisor. 

Seeking financial advice gives you a better opportunity of being fully protected in the event of life's changes, being informed of all products and there benefits to you. 

​If you would wish to discuss your financial needs please do not hesitate to contact us. 

If you run a business, it can take a load off your mind to know there is an assurance policy in place that will keep things business as usual financially in the event that you or a key business person passes away.
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​Business Assurance cover allows you to put financial arrangements in place to help protect your business financially following the death of you, or one of the leading figures in your company. With a policy in place, a lump sum is made available to help deal with bills as well as any unexpected costs that crop up as a result of your passing or the death of a key person.

There are various policies that are available to Business Owners that provide financial security, such as Co-Director Insurance, Key Persons Insurance or Partnership Insurance. 

We can go through the product(s) that are best suited to your company and ensure that you have peace of mind should a death or illness occur within your company.