If you have Life Cover in your policy you receive the Terminal Illness benefit automatically. This is that if you are diagnosed with a Terminal Illness and have less than 12 months to live, the company providing your life cover will pay the full amount of your life cover on the date of your diagnosis. This earlier payment allows you to make plans while you are still alive and ensure your dependents are looked after financially. There will be no further payment made from the policy on death when Terminal Illness benefit has been claimed.
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