Income Protection

Protecting your income is probably not the first thing you think about when planning your financial future. It’s more natural to focus on the tangible things in life like buying your first home, saving for college education, or planning for retirement. But interestingly, these all have one thing in common – money! The money you earn through your salary funds everything, from your daily household expenditure, right through to your dreams and passions. But what happens in scenarios where you get sick or disabled? This can have far more wide-reaching consequences – an illness might not be short-term and could have the effect of putting your entire financial future in jeopardy.

An accident or serious illness, stress or burnout... There are many reasons for not being able to work for a while. According to the 2022 census nearly 190,000 Irish residents were unable to work due to permanent sickness or disability. And unfortunately, many people who fall ill can no longer pay their regular household costs and experience financial difficulties. You are more likely to need to claim off an Income Protection policy than any other term policy. Income Protection is there not only to protect the big things, but to make sure you can continue to enjoy the lifestyle they are used to.

​An Income Protection policy can be adjusted in numerous ways to suit your budget and cover the more important expenses in life. To receive quotes for an Income protection policy please contact us.