Multi-Claim Protection Cover
Life is difficult to predict and with the progression of modern medicine and health Royal London have created a product that has the potential to pay out multiple times over the lifetime of the policy. AS more people are thankfully surviving illnesses they are diagnosed with there is now the risk of being diagnosed more than once and so Royal London have created the Multi-Claim Protection Cover by basing the amount paid for each claim on the severity of the diagnosis.
Most serious illness protection policies pay out only once if you have been diagnosed with a specific serious illness but the Multi-Claim Protection Cover is different! Multi-Claim Protection Cover is designed to give you financial support, aligned with the impact an illness or condition can have on your life, paying out 5% to 100% of your cover depending on how severe the condition or illness is. This means that even after making a claim for a serious illness, once you have not claim 100% of your cover, you will still have cover in place and continue to claim on the policy as needed until you have claimed the full amount of your cover.
This cover product provides cover for a variety of conditions such as cancer treatments, heart and neurological conditions, psychiatric admissions, surgeries and much more.
Also as all our Protection Policies the Multi-Claim Protection Cover includes protection for your children of up to €25,000 with cover commencing from pregnancy as cover would be provided for premature birth of before or during the 32nd week of pregnancy. This is a separate payment and your own cover under the policy would not be affected.
This type of cover can be more cost effective than the Specified Serious Illness Protection with acceptance terms attained more easily.
We have attached below an overview booklet by Royal London outlining the details of this cover and if you require any further information on this or wish to receive your quote for this cover do not hesitate to contact us!
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